Mortgage Delinquency and Default Counseling

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Mortgage Delinquency and Default Counseling has no subcategories

    The structure of the services index and definitions of the terms contained herein were orginally published in A Taxonomy of Human Services: A Conceptual Framework with Standardized Terminology and Definitions for the Field by the Information and Refferal Federation of Los Angeles County, Inc., 3035 Tyler Ave, El Monte, CA 91731; Copyright (c) 1983, 1987, 1991. No part of there listing of human service terms and definitions may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electrical, mechanical, photocopying, recording or otherwise without the prior written permission of the Information and Referral Federation of Los Angeles County, Inc.

    Taxonomy Code: DM-1800.5000

    Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.

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    There are 15 matching records.
    Service NameDescriptionLocationProgramAgency
    Budget Counseling - Consumer Credit Counseling ServicePromotes financial management among individuals and families by providing quality credit counseling, debt management programs, housing counseling (including default/delinquency prevention) and education, and AARP reverse mortgage counseling.Pueblo CountyCCCS of Southern ColoradoConsumer Credit Counseling Service
    Comprehensive Housing Counseling - Northeast Denver Housing CenterProvides one-on-one counseling sessions and workshops that educate consumers about: - Credit - Home Ownership - Reverse Mortgages (HECM) - Foreclosure Prevention - Information on Down Payment Assistance Programs - Spanish-Language Counseling Services - Energy Efficient/Healthy Homes Education and Assistance - Affordable Rental Housing Options and ReferralsDenver CountyNortheast Denver Housing CenterNortheast Denver Housing Center
    Denver/Aurora Counseling Program - Money Management InternationalOffers office locations throughout the greater Denver area where clients can visit one-on-one with a certified credit counselor. Topics include credit and budget counseling, debt management, foreclosure prevention, reverse mortgage, bankruptcy, and financial workshops.Denver CountyMoney Management InternationalMoney Management International
    Education and Counseling Services (Westminster) - Community Resources and Housing Development CorporationProvides the following free education and counseling for home buyers: - Pre-Purchase Housing Counseling - Home Buyer Education (in-person, online) - Financial Fitness Education - Foreclosure Prevention CounselingAdams CountyWestminster - Community Resources and Housing Development CorporationCommunity Resources and Housing Development Corporation
    Foreclosure Assistance - NEWSED Community Development CorporationProvides free foreclosure prevention counseling to households in the Denver area. This counseling includes an analysis of the owners' current financial situation in order to determine whether the family can afford to stay in the home, as well as an investigation into a solution other than foreclosure.Denver CountyNEWSED Community Development CorporationNEWSED Community Development Corporation
    Foreclosure Prevention Counseling (Larimer County) - Neighbor to NeighborHomeowners can learn about the foreclosure process, what to expect and when, assess options, get guidance and help working with their lenders to prevent foreclosure.Larimer CountyNeighbor to NeighborNeighbor to Neighbor
    Foreclosure Prevention - NeighborWorks of PuebloProvides foreclosure counseling services, mediating between homeowners and lenders for a resolution such as loan modification, partial claim, repayment plan or short-sale.Pueblo CountyNeighborWorksNeighborWorks of Pueblo
    Homeownership Counseling - Del Norte Neighborhood Development CorporationAssists low and moderate income families to become homeowners. Works with families before and after the purchase on budgeting, home maintenance, financing and credit report, foreclosure prevention, and home buyer locator. They do offer down payment assistance. They do not offer rental assistance.Denver CountyDel Norte Neighborhood Development CorporationDel Norte Neighborhood Development Corporation
    Home Ownership, Foreclosure Avoidance, and Rental Counseling - GreenPathReceive advice from a housing counselor regarding housing choices. Rental advice, avoiding foreclosure, what to do if you fall behind, getting ready for home ownership. GreenPath is HUD certified to provide housing counseling and does one on one free foreclosure avoidance counseling.Larimer CountyGreenPathGreenPath
    Home Ownership Services - Grand Junction Housing AuthorityThe Grand Junction Housing Authority offers services in regards to home purchasing, mortgage and reverse mortgage information and foreclosure services. Homebuyer Education / Pre-purchase Counseling: The Home Buyer Education/Pre-purchase counseling program is designed to teach entry-level home buyers the advantages and disadvantages of homeownership and how to navigate the process of buying a home. The intent of the counseling is to create better educated new homeowners and minimize the incidence of default. Homebuyer Education Classes (Free) Homebuyer Education ensures that first-time home buyers are informed consumers with regard to all aspects of home ownership. Topics covered include: - Credit reports & money management - Loan qualifications & financing options - Shopping for a Home/Contracts - Appraisals & Inspections - Real Estate & Mortgage Loan Closings & Avoiding Foreclosure - Home maintenance Reverse Mortgage Counseling Our staff includes a counselor certified by HUD to conduct Reverse Mortgage (HECM) Counseling with seniors seeking to eliminate their monthly mortgage payment and/or access their existing home equity as cash. Default Counseling & Foreclosure Prevention: Our certified counselors provide NO COST HUD-approved mortgage default counseling to households currently or imminently facing home foreclosure. Counselors review household finances, equity positions, and explain various loan workout or property transition options, Service area includes Delta, Gafield, Gunnison, Mesa, Montrose, Rio Blanco, Routt County. Calling Mesa County Home: The Calling Mesa County Home (CMCH) Program is an employer assisted workforce homeownership program designed to assist members of the local workforce who have a goal of becoming home owners. The CMCH Program offers many benefits to the entire community: - Reinvigorates neighborhoods - Creates more community stakeholders - Promotes investment in community and employee’s future - Assists participating employers in retaining valuable employees - Seeks to promote long-term stability in homeownershipMesa CountyGrand Junction Housing AuthorityGrand Junction Housing Authority
    Housing Counseling - Catholic Charities Diocese of PuebloProvides a HUD-certified Home Counselor to assist with budgeting, foreclosure education and prevention, and mitigation negotiations.Pueblo CountyCatholic Charities Diocese of PuebloCatholic Charities Diocese of Pueblo
    Housing Counseling/Colorado Foreclosure Hotline - Brothers RedevelopmentProvides a housing counseling and foreclosure hotline including: - Rental Counseling - Mortgage default counseling - Referrals to other community resources if facing foreclosure - Home purchasing and reverse mortgage information - Tenant/landlord dispute resolution - First Time home buyer classes - Rental workshopsDenver CountyEaton St - Brothers RedevelopmentBrothers Redevelopment
    Housing Counseling - Southwest Improvement Council (SWIC)Provides the following homebuyer-related programs: - Foreclosure Prevention Counseling (HUD-approved) - Rental Counseling Denver CountySouthwest Improvement Council (SWIC)Southwest Improvement Council (SWIC)
    Mortgage Counseling - Colorado Housing Assistance CorporationProvides post-purchase and mortgage default counseling.Denver CountyColorado Housing Assistance CorporationColorado Housing Assistance Corporation (CHAC)
    Mortgage/Foreclosure Prevention and Rent and Utility Assistance - Adams County Housing AuthorityProvides foreclosure prevention and mortgage counseling. Counselors assist the clients in preparing budgets and advocate on clients' behalf with landlords, mortgage companies, or with the public utility company. Each household that receives assistance is also provided with counseling through ACHA’s Housing Counseling department. When funds are available, also provides rent and utility assistance. A rent and utility assistance workshop will be offered on Monday, April 17th, 2017 from 8:45 a.m. - 11 a.m. Interested individuals must attend a workshop to apply for assistance.Adams CountyAdams County Housing AuthorityAdams County Housing Authority

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