Sweat Equity Programs

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    The structure of the services index and definitions of the terms contained herein were orginally published in A Taxonomy of Human Services: A Conceptual Framework with Standardized Terminology and Definitions for the Field by the Information and Refferal Federation of Los Angeles County, Inc., 3035 Tyler Ave, El Monte, CA 91731; Copyright (c) 1983, 1987, 1991. No part of there listing of human service terms and definitions may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electrical, mechanical, photocopying, recording or otherwise without the prior written permission of the Information and Referral Federation of Los Angeles County, Inc.

    Taxonomy Code: BH-7000.8100-800

    Programs that make low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

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    There are 25 matching records.
    Service NameDescriptionLocationProgramAgency
    Affordable Housing - Habitat for Humanity Grand CountyServes low income families in Grand County through the following core programs: - Home building - Home financing - Mortgage assistanceGrand CountyHabitat for Humanity Grand CountyHabitat for Humanity Grand County
    Eagle County Habitat for HumanityHelps build houses with families in need. Accepts applications for housing periodically through the year. Call for an application.Eagle CountyEagle County Habitat for HumanityEagle County Habitat for Humanity
    Habitat for Humanity (Chaffee) - Chaffee County Habitat for HumanityHabitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing.Chaffee CountyBasic Needs (Chaffee) - Chaffee County Habitat for HumanityChaffee County Habitat for Humanity
    Habitat for Humanity, Mesa CountyHabitat for Humanity is an organization providing the opportunity of home ownership for hard working families with a demonstrated need. Habitat does not provide welfare housing. It provides a self-help program to families who are doing everything they can but cannot qualify for affordable housing.Mesa CountyHabitat for Humanity, Mesa CountyHabitat for Humanity, Mesa County
    Habitat for Humanity of the Roaring Fork ValleyHabitat for Humanity builds simple, decent, affordable homes in partnership with those in need. Families purchase the houses at cost, with a zero interest mortgage and they are required to complete hundreds of hours of ‘sweat equity’ working alongside volunteers to build their homes. Habitat families must be legal US citizens, have a current housing need, a household income between $20,000 and $57,000 and a willingness to partner in the building of their home. Habitat is definitely a hand up, not a hand out. Volunteers provide most of the labor, and individual and business donors provide money and materials to build Habitat houses. Garfield CountyHabitat for Humanity of the Roaring Fork ValleyHabitat For Humanity of the Roaring Fork Valley
    Habitat for Humanity of the San JuansHabitat for Humanity of the San Juans helps individuals and families with housing and housing-related issues. Programs that may be offered: New Home Construction Home-ownership Program - helps qualified families build their own home, utilizing volunteers in the community and efforts from the family themselves. Habitat for Humanity requires its homeowners to invest up to 500 hours of sweat equity to help build their home. Set monthly mortgage payments will not exceed 30% of client's gross income. Critical Home Repair Program - can provide limited home repair for qualifying families. Call for specific information on qualifying home repair projects. Habitat for Humanity ReStore - sells new and gently used furniture, appliances, home accessories, building materials and more to the public at a fraction of retail price. ReStore also accepts donations. Free pickup of donated items from donor's home is available. Hours for the ReStore can vary depending on the season. See Specific Hours for detailsMontrose CountyHabitat for Humanity of the San JuansHabitat for Humanity of the San Juans
    Habitat for Humanity ReStore-La Plata CountyThe ReStore sells donated new and used building supplies, appliances, furniture and household items. A small fee to recycle appliances. No fee to donate used furniture or building supplies.La Plata CountyCommunity Housing Support-Habitat for HumanityHabitat for Humanity-La Plata County
    Habitat for Humanity ReStore - Vail ValleyThe Habitat ReStore collects furniture, appliances and reusable building materials and sells these items to the community at a deep discount.Eagle CountyEagle County Habitat for HumanityEagle County Habitat for Humanity
    Habitat Homes - Pikes Peak Habitat for HumanityThrough volunteer labor and tax-deductible donations of money and materials, Habitat builds and rehabilitates simple, decent houses in partnership with the community and prospective homeowners. Habitat houses are sold to partner families at no profit, and financed with affordable, no-interest loans. The homeowners' monthly mortgage payments go into a revolving "Fund for Humanity" that is used to build more affordable houses. Habitat is not a give-away program. In addition to making a 1% down payment and their monthly mortgage payments, each homeowner family invests hundreds of hours of their own labor-sweat equity-into the building of their house and the houses of others.El Paso CountyBasic Needs (El Paso) - PP Habitat for HumanityPikes Peak Habitat for Humanity
    Habitat homes (SLV) - SLV Habitat for HumanityBuilding simple, decent, affordable homes in partnership with those in need. Habitat homes are constructed through the labor of volunteers and applicant family homeowners. The homes are purchased with no-profit, 0% interest mortgages. Families make their mortgage payment based on 25% of their monthly income.Alamosa CountyBasic Needs (SLV) - SLV Habitat for HumanitySLV Habitat for Humanity
    Habitat ReStore - Roaring Fork ValleyThe Habitat for Humanity ReStore is a donation-based resale store that provides a variety of household items and building materials to the public at discounted prices. All profits support the ongoing building program of Habitat for Humanity of the Roaring Fork Valley. Garfield CountyHabitat for Humanity of the Roaring Fork ValleyHabitat For Humanity of the Roaring Fork Valley
    Homeowner Program (Main Office) - Flatirons Habitat for HumanityBuilds homes in partnership with qualified families who contribute hundreds of hours of seat equity labor and pay an affordable mortgage.Boulder CountyMain Office - Flatirons Habitat for HumanityFlatirons Habitat for Humanity
    Homeownership Program - Greeley Area Habitat for HumanityThe Greeley Area Habitat for Humanity partners with low income families to build homes using volunteer labor and donations.Weld CountyGreeley Area Habitat for Humanity Inc.Greeley Area Habitat for Humanity Inc.
    Home Ownership Program - Habitat For HumanityHabitat for Humanity provides opportunities for home ownership to people who cannot afford safe, decent and affordable housing through traditional means. Habitat does not provide welfare housing. Our program is a self-help program that provides a hand up, not a hand out. We work with families to build a partnership, as well as a house. Our partner families complete sweat equity and education to build the skills needed for successful home ownership. Once a home is finished, our partner families, pay a zero-interest loan. Those payments are put back into program funds so that we can continue to build safe, decent and affordable housing for all.Mesa CountyHabitat for Humanity, Mesa CountyHabitat for Humanity, Mesa County
    Homeownership Program - Habitat for Humanity Fort CollinsProvides an opportunity for home ownership to income-qualified households who do not qualify for a loan to purchase a home. Those households fall in the range of 35% to 60% of the area median income. Homes are built primarily with donated materials and volunteer labor and can be sold at no profit and no interest to buyer. Larimer CountyHabitat for Humanity Fort CollinsHabitat for Humanity Fort Collins
    Home Ownership Program-Habitat for Humanity-La Plata CountyOrientation Date – 10 a.m. on the third Friday of each month at ReStore Conference Room Family Selection Criteria Based on the following: Need for Adequate Housing -Lack of decent and safe living conditions as identified by the Habitat for Humanity housing evaluation criteria. -Overcrowded housing conditions. -Excessive home rental expense. A family should not have to spend more than 30% of its income for housing, not including utilities. -Applicants must have incomes that are too low to enable them to secure conventional financing from a traditional lending institution. Ability to Pay -The gross household income must be between 30% and 60% of the median income for the La Plata County area for the past year. The median income figure varies depending on the size of the family. -Two-year history of stable income. -Monthly long-term debt payments, including estimated mortgage payment, should be less than 41% of a family’s income. -An acceptable history of credit and a good record of paying rent and utilities. -Ability to cover closing costs (approximately $2,500). -Applicant must be a U.S. citizen or a permanent resident. This applies to all applicants. Willingness to Partner with Habitat -Be willing to contribute 250-500 hours of sweat equity toward the building or renovating of Habitat homes (special accommodations may be made available upon request). -Be willing to participate in the Home Maintenance Savings Plan. -Be willing to live in the neighborhood in which Habitat is currently building and follow city and subdivision regulations. -Be willing to be a participating member of the Homeowner’s Association (if applicable). -Attend required workshops for success in homeownership. La Plata CountyCommunity Housing Support-Habitat for HumanityHabitat for Humanity-La Plata County
    Home Ownership Program - Habitat for Humanity of ColoradoProvides opportunities for low-income families to purchase a home with a 0% interest mortgage and engage the community in helping build those homes.Jefferson CountyHabitat for Humanity of ColoradoHabitat for Humanity of Colorado
    Homeownership Program - Habitat for Humanity of Estes ValleyBuilds simple, decent, affordable housing in the Estes Valley. Homeowner families are selected according to criteria that do not discriminate on the basis of race, creed, age, sex or ethnic background. Prospective Homeowners will be asked to: - Invest sweat-equity hours in building his/her home and others. - Make an affordable down payment. - Make timely mortgage payments. - Attend homeowner education classes.Larimer CountyHabitat for Humanity of Estes ValleyHabitat for Humanity of Estes Valley
    Homeownership Program - Loveland Habitat for HumanityProvides housing assistance to families who meet specific financial criteria. Applicants must have a need for housing and be willing to work 250 hours with Habitat.Larimer CountyLoveland Habitat for HumanityLoveland Habitat for Humanity
    Homeownership Program (Main Office) - Habitat for Humanity of Metro DenverThe Homeownership Program sells homes to families who go through a rigorous screening process and participate in building their home. The homes are sold to families at no profit to Habitat, and with a 0% APR loan. Families pay for closing costs, contribute 75 - 200 hours of sweat-equity to help build their own home, and commit to making a monthly mortgage payment.Denver CountyMain Office - Habitat for Humanity of Metro DenverHabitat for Humanity of Metro Denver
    HomesBuild homes for the low-income population of Pueblo, Colorado. The guidelines are: first-time homebuyer or be In need of a home, be able to pay the monthly mortgage, help in the building of the home and attendance of mandatory meetings. The family’s income must fall between 35% and 70% of our area median income. Family must work 350 sweat equity hours for a single person and 500 hours for a married couple on other partner homes as well as their own. We give a hand up to better lives not a hand out.HomebuildingHabitat for Humanity of Pueblo, Inc.
    Self-Help Housing (Alamosa) - Community Resources and Housing Development CorporationEnables individuals to put sweat-equity into the construction of their house to reduce the cost. Each family contributes a minimum of 30 hours of labor per week towards the homes for approximately 6 to 8 months. Currently available to individuals in Alamosa only.Alamosa CountyAlamosa - Community Resources and Housing Development CorporationCommunity Resources and Housing Development Corporation
    Self-Help Housing Program - Housing Resources of Western ColoradoSelf-Help Housing is a program that gives income qualified families the means to construct their own homes. Families who participate perform 65% of the construction labor under qualified supervision. That labor does serve as the down payment on the home. Participants in the program must be willing to contribute a minimum of 30 hours/week. Family and friends can contribute up to 15 hours/week which can count towards the 30 hours needed.Mesa CountyHousing Resources of Western Colorado (Grand Junction Office)Housing Resources of Western Colorado
    Volunteer Opportunities-Habitat for Humanity-La Plata CountyVolunteer Opportunities: Skilled and unskilled labor for building new homes. Framing, wood work, concrete, roofing, painting, etc. Individuals, service groups, business groups welcome. Volunteer opportunities for those who wish to teach the Buyer Ready Education class. Must have some financial background and home ownership experience. Volunteer opportunities at the Habitat ReStore.La Plata CountyCommunity Housing Support-Habitat for HumanityHabitat for Humanity-La Plata County
    Volunteer Program, Habitat for HumanityNo construction or building experience is required to have an impact on your community! Our knowledgeable staff will teach and guide you, and you’ll never be asked to perform a duty that makes you uncomfortable. Bring your individual passion, creativity, and other unique strengths to our framework of building homes. We appreciate you and your gift of time and talent – no matter how small.Mesa CountyHabitat for Humanity, Mesa CountyHabitat for Humanity, Mesa County

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