|Affordable Housing - Habitat for Humanity Grand County||Agency that helps build simple,affordable homes for lower income families. Long term solution to housing building and financing a home.||Grand County||Habitat for Humanity Grand County||Habitat for Humanity Grand County|
|Eagle County Habitat for Humanity||Helps build houses with families in need. Accepts applications for housing periodically through the year. Call for an application.||Eagle County||Eagle County Habitat for Humanity||Eagle County Habitat for Humanity |
|Habitat for Humanity Berthoud||Provides assistance to those families who earn too much to qualify for government subsidies, but do not qualify for a loan to purchase a home. Homes are built primarily with donated materials and volunteer labor and can be sold at no profit and no interest to buyer.||Larimer County||Habitat for Humanity Berthoud||Habitat for Humanity Berthoud|
|Habitat for Humanity (Chaffee) - Chaffee County Habitat for Humanity||Habitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing.||Chaffee County||Basic Needs (Chaffee) - Chaffee County Habitat for Humanity||Chaffee County Habitat for Humanity |
|Habitat for Humanity, Mesa County||Habitat for Humanity is an organization providing the opportunity of home ownership for hard working families with a demonstrated need. Habitat does not provide welfare housing. It provides a self-help program to families who are doing everything they can but cannot qualify for affordable housing.||Mesa County||Habitat for Humanity, Mesa County||Habitat for Humanity, Mesa County|
|Habitat for Humanity of the Roaring Fork Valley||Habitat for Humanity builds simple, decent, affordable homes in partnership with those in need. Families purchase the houses at cost, with a zero interest mortgage and they are required to complete hundreds of hours of ‘sweat equity’ working alongside volunteers to build their homes. Habitat families must be legal US citizens, have a current housing need, a household income between $20,000 and $57,000 and a willingness to partner in the building of their home. Habitat is definitely a hand up, not a hand out. Volunteers provide most of the labor, and individual and business donors provide money and materials to build Habitat houses.
||Garfield County||Habitat for Humanity of the Roaring Fork Valley||Habitat For Humanity of the Roaring Fork Valley|
|Habitat for Humanity of the San Juans||Habitat for Humanity of the San Juans helps individuals and families with housing and housing-related issues.
Programs that may be offered:
New Home Construction Home-ownership Program - helps qualified families build their own home, utilizing volunteers in the community and efforts from the family themselves. Habitat for Humanity requires its homeowners to invest up to 500 hours of sweat equity to help build their home. Set monthly mortgage payments will not exceed 30% of client's gross income.
Critical Home Repair Program - can provide limited home repair for qualifying families. Call for specific information on qualifying home repair projects.
Habitat for Humanity ReStore - sells new and gently used furniture, appliances, home accessories, building materials and more to the public at a fraction of retail price. ReStore also accepts donations. Free pickup of donated items from donor's home is available.
Hours for the ReStore can vary depending on the season. See Specific Hours for details||Montrose County||Habitat for Humanity of the San Juans||Habitat for Humanity of the San Juans|
|Habitat for Humanity ReStore-La Plata County||The ReStore sells donated new and used building supplies, appliances, furniture and household items.
A small fee to recycle appliances. No fee to donate used furniture or building supplies.||La Plata County||Community Housing Support-Habitat for Humanity||Habitat for Humanity-La Plata County|
|Habitat for Humanity ReStore - Vail Valley||The Habitat ReStore collects furniture, appliances and reusable building materials and sells these items to the community at a deep discount.||Eagle County||Eagle County Habitat for Humanity||Eagle County Habitat for Humanity |
|Habitat Homes - Pikes Peak Habitat for Humanity||Through volunteer labor and tax-deductible donations of money and materials, Habitat builds and rehabilitates simple, decent houses in partnership with the community and prospective homeowners. Habitat houses are sold to partner families at no profit, and financed with affordable, no-interest loans. The homeowners' monthly mortgage payments go into a revolving "Fund for Humanity" that is used to build more affordable houses.
Habitat is not a give-away program. In addition to making a 1% down payment and their monthly mortgage payments, each homeowner family invests hundreds of hours of their own labor-sweat equity-into the building of their house and the houses of others.||El Paso County||Basic Needs (El Paso) - PP Habitat for Humanity||Pikes Peak Habitat for Humanity|
|Habitat homes (SLV) - SLV Habitat for Humanity||Building simple, decent, affordable homes in partnership with those in need.
Habitat homes are constructed through the labor of volunteers and applicant family homeowners. The homes are purchased with no-profit, 0% interest mortgages. Families make their mortgage payment based on 25% of their monthly income.||Alamosa County||Basic Needs (SLV) - SLV Habitat for Humanity||SLV Habitat for Humanity |
|Habitat ReStore - Roaring Fork Valley||The Habitat for Humanity ReStore is a donation-based resale store that provides a variety of household items and building materials to the public at discounted prices. All profits support the ongoing building program of Habitat for Humanity of the Roaring Fork Valley.
||Garfield County||Habitat for Humanity of the Roaring Fork Valley||Habitat For Humanity of the Roaring Fork Valley|
|Homeowner Program (Main Office) - Flatirons Habitat for Humanity||Builds homes in partnership with qualified families who contribute hundreds of hours of seat equity labor and pay an affordable mortgage.||Boulder County||Main Office - Flatirons Habitat for Humanity||Flatirons Habitat for Humanity|
|Homeownership Program - Greeley Area Habitat for Humanity||The Greeley Area Habitat for Humanity partners with low income families to build homes using volunteer labor and donations.||Weld County||Greeley Area Habitat for Humanity Inc.||Greeley Area Habitat for Humanity Inc.|
|Home Ownership Program - Habitat For Humanity||Habitat for Humanity provides opportunities for home ownership to people who cannot afford safe, decent and affordable housing through traditional means. Habitat does not provide welfare housing. Our program is a self-help program that provides a hand up, not a hand out. We work with families to build a partnership, as well as a house. Our partner families complete sweat equity and education to build the skills needed for successful home ownership. Once a home is finished, our partner families, pay a zero-interest loan. Those payments are put back into program funds so that we can continue to build safe, decent and affordable housing for all.||Mesa County||Habitat for Humanity, Mesa County||Habitat for Humanity, Mesa County|
|Homeownership Program - Habitat for Humanity Fort Collins||Habitat for Humanity provides an opportunity for homeownership to income-qualified households who do not qualify for a loan to purchase a home. Those households fall in the range of 35% to 60% of the area median income. Homes are built primarily with donated materials and volunteer labor and can be sold at no profit and no interest to buyer.
||Larimer County||Habitat for Humanity Fort Collins||Habitat for Humanity Fort Collins |
|Home Ownership Program-Habitat for Humanity-La Plata County||Orientation Date – 10 a.m. on the third Friday of each month at ReStore Conference Room
Family Selection Criteria Based on the following:
Need for Adequate Housing
-Lack of decent and safe living conditions as identified by the Habitat for Humanity housing evaluation criteria.
-Overcrowded housing conditions.
-Excessive home rental expense. A family should not have to spend more than 30% of its income for housing, not including utilities.
-Applicants must have incomes that are too low to enable them to secure conventional financing from a traditional lending institution.
Ability to Pay
-The gross household income must be between 30% and 60% of the median income for the La Plata County area for the past year. The median income figure varies depending on the size of the family.
-Two-year history of stable income.
-Monthly long-term debt payments, including estimated mortgage payment, should be less than 41% of a family’s income.
-An acceptable history of credit and a good record of paying rent and utilities.
-Ability to cover closing costs (approximately $2,500).
-Applicant must be a U.S. citizen or a permanent resident. This applies to all applicants.
Willingness to Partner with Habitat
-Be willing to contribute 250-500 hours of sweat equity toward the building or renovating of Habitat homes (special accommodations may be made available upon request).
-Be willing to participate in the Home Maintenance Savings Plan.
-Be willing to live in the neighborhood in which Habitat is currently building and follow city and subdivision regulations.
-Be willing to be a participating member of the Homeowner’s Association (if applicable).
-Attend required workshops for success in homeownership.
||La Plata County||Community Housing Support-Habitat for Humanity||Habitat for Humanity-La Plata County|
|Home Ownership Program - Habitat for Humanity of Colorado||Provides opportunities for low-income families to purchase a home with a 0% interest mortgage and engage the community in helping build those homes.||Jefferson County||Habitat for Humanity of Colorado||Habitat for Humanity of Colorado|
|Homeownership Program - Habitat for Humanity of Estes Valley||Builds simple, decent, affordable housing in the Estes Valley. Homeowner families are selected according to criteria that do not discriminate on the basis of race, creed, age, sex or ethnic background.
Prospective Homeowners will be asked to:
- Invest sweat-equity hours in building his/her home and others.
- Make an affordable down payment.
- Make timely mortgage payments.
- Attend homeowner education classes.||Larimer County||Habitat for Humanity of Estes Valley||Habitat for Humanity of Estes Valley|
|Homeownership Program - Loveland Habitat for Humanity||Provides housing assistance to families who meet specific financial criteria. Applicants must have a need for housing and be willing to work 250 hours with Habitat.||Larimer County||Loveland Habitat for Humanity||Loveland Habitat for Humanity |
|Homeownership Program (Main Office) - Habitat for Humanity of Metro Denver||The Homeownership Program sells homes to families who go through a rigorous screening process and participate in building their home. The homes are sold to families at no profit to Habitat, and with a 0% APR loan. Families pay for closing costs, contribute 75 - 200 hours of sweat-equity to help build their own home, and commit to making a monthly mortgage payment.||Denver County||Main Office - Habitat for Humanity of Metro Denver||Habitat for Humanity of Metro Denver|
|Homes||Build homes for the low-income population of Pueblo, Colorado. The guidelines are: first-time homebuyer or be In need of a home, be able to pay the monthly mortgage, help in the building of the home and attendance of mandatory meetings. The family’s income must fall between 35% and 70% of our area median income. Family must work 350 sweat equity hours for a single person and 500 hours for a married couple on other partner homes as well as their own. We give a hand up to better lives not a hand out.||Homebuilding||Habitat for Humanity of Pueblo, Inc.|
|Self-Help Housing (Alamosa) - Community Resources and Housing Development Corporation||Enables individuals to put sweat-equity into the construction of their house to reduce the cost. Each family contributes a minimum of 30 hours of labor per week towards the homes for approximately 6 to 8 months. Currently available to individuals in Alamosa only.||Alamosa County||Alamosa - Community Resources and Housing Development Corporation||Community Resources and Housing Development Corporation|
|Self-Help Housing Program - Housing Resources of Western Colorado||Self-Help Housing is a program that gives income qualified families the means to construct their own homes. Families who participate perform 65% of the construction labor under qualified supervision. That labor does serve as the down payment on the home.
Participants in the program must be willing to contribute a minimum of 30 hours/week. Family and friends can contribute up to 15 hours/week which can count towards the 30 hours needed.||Mesa County||Housing Resources of Western Colorado (Grand Junction Office)||Housing Resources of Western Colorado|
|Volunteer Opportunities-Habitat for Humanity-La Plata County||Volunteer Opportunities: Skilled and unskilled labor for building new homes. Framing, wood work, concrete, roofing, painting, etc. Individuals, service groups, business groups welcome.
Volunteer opportunities for those who wish to teach the Buyer Ready Education class. Must have some financial background and home ownership experience.
Volunteer opportunities at the Habitat ReStore.||La Plata County||Community Housing Support-Habitat for Humanity||Habitat for Humanity-La Plata County|
|Volunteer Program, Habitat for Humanity||No construction or building experience is required to have an impact on your community! Our knowledgeable staff will teach and guide you, and you’ll never be asked to perform a duty that makes you uncomfortable.
Bring your individual passion, creativity, and other unique strengths to our framework of building homes. We appreciate you and your gift of time and talent – no matter how small.||Mesa County||Habitat for Humanity, Mesa County||Habitat for Humanity, Mesa County|