Sweat Equity Programs

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    The structure of the services index and definitions of the terms contained herein were orginally published in A Taxonomy of Human Services: A Conceptual Framework with Standardized Terminology and Definitions for the Field by the Information and Refferal Federation of Los Angeles County, Inc., 3035 Tyler Ave, El Monte, CA 91731; Copyright (c) 1983, 1987, 1991. No part of there listing of human service terms and definitions may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electrical, mechanical, photocopying, recording or otherwise without the prior written permission of the Information and Referral Federation of Los Angeles County, Inc.

    Taxonomy Code: BH-7000.8100-800

    Programs that make low-cost housing available to people who have very low incomes by organizing a group of volunteers to design and construct houses which are then sold at cost and at no interest to individuals who qualify by making a small down payment and investing a specified number of hours of "sweat equity" working on the project.

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    There are 21 matching records.
    Service NameDescriptionLocationProgramAgency
    Affordable Housing - Habitat for Humanity Grand CountyServes low income families in Grand County through the following core programs: - Home building - Home financing - Mortgage assistanceGrand CountyHabitat for Humanity Grand CountyHabitat for Humanity Grand County
    Habitat for Humanity Homes - Chaffee County Habitat for HumanityHabitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing. You must qualify for this program and apply. Call, email, or go online for qualification information and/or to fill out a housing interest form.Chaffee CountyChaffee County Habitat for HumanityChaffee County Habitat for Humanity
    Habitat for Humanity Homes - San Luis Valley Habitat for HumanityHabitat for Humanity is a nonprofit, ecumenical Christian housing ministry building simple, decent homes in partnership with those in need of affordable housing. Families qualify based on their need for decent housing, willingness to partner with Habitat, and the ability to repay a mortgage. Call for more information.Alamosa CountyHabitat for Humanity - San Luis Valley Habitat for HumanitySan Luis Valley Habitat for Humanity
    Habitat for Humanity ReStore - Vail ValleyThe Habitat ReStore collects furniture, appliances and reusable building materials and sells these items to the community at a deep discount.Eagle CountyHabitat for Humanity, Eagle CountyHabitat for Humanity of Colorado
    Habitat Homes - Habitat For Humanity of Teller CountyHabitat for Humanity of Teller County is an affiliate of Habitat for Humanity International. Habitat builds safe, decent homes in partnership with qualified families and assists these families with the skills necessary to become successful homeowners. Call or go online to check on your eligibility and to apply. El Paso CountyHabitat Homes - Habitat For Humanity of Teller CountyHabitat For Humanity of Teller County
    Habitat Homes - Pikes Peak Habitat for HumanityHabitat homes are sold at no profit with an affordable mortgage to qualified home buyers that are willing to partner with Habitat. Homes are built to accommodate families of all types and sizes. The typical Habitat home is sold to a home buyer with an affordable mortgage that can be paid back with a term of up to 30 years. Mortgage lengths vary depending on the household income of the home buyer. If you are interested in applying, go online or call to see if you qualify and to apply. El Paso CountyHabitat Homes and Home Repair Program - Pikes Peak Habitat for HumanityPikes Peak Habitat for Humanity
    Homeowner Program (Main Office) - Flatirons Habitat for HumanityBuilds homes in partnership with qualified families who contribute hundreds of hours of seat equity labor and pay an affordable mortgage.Boulder CountyMain Office - Flatirons Habitat for HumanityFlatirons Habitat for Humanity
    Homeownership Program - Eagle County Habitat for HumanityThe Homeownership Program sells homes to families who go through a rigorous screening process and participate in building their home. The homes are sold to families at no profit to Habitat, and with a 0% APR loan. Families pay for closing costs, contribute 75 - 200 hours of sweat-equity to help build their own home, and commit to making a monthly mortgage payment.Eagle CountyHabitat for Humanity, Eagle CountyHabitat for Humanity of Colorado
    Homeownership Program - Greeley Area Habitat for HumanityThe Greeley Area Habitat for Humanity partners with low income families to build homes using volunteer labor and donations.Weld CountyGreeley Area Habitat for Humanity Inc.Greeley Area Habitat for Humanity Inc.
    Homeownership Program - Habitat for Humanity Fort CollinsProvides an opportunity for home ownership to income-qualified households who do not qualify for a loan to purchase a home. Those households fall in the range of 35% to 60% of the area median income. Homes are built primarily with donated materials and volunteer labor and can be sold at no profit and no interest to buyer. Larimer CountyHabitat for Humanity Fort CollinsHabitat for Humanity Fort Collins
    Home Ownership Program-Habitat for Humanity-La Plata CountyOrientation Date – 10 a.m. on the third Friday of each month at ReStore Conference Room Family Selection Criteria Based on the following: Need for Adequate Housing -Lack of decent and safe living conditions as identified by the Habitat for Humanity housing evaluation criteria. -Overcrowded housing conditions. -Excessive home rental expense. A family should not have to spend more than 30% of its income for housing, not including utilities. -Applicants must have incomes that are too low to enable them to secure conventional financing from a traditional lending institution. Ability to Pay -The gross household income must be between 30% and 60% of the median income for the La Plata County area for the past year. The median income figure varies depending on the size of the family. -Two-year history of stable income. -Monthly long-term debt payments, including estimated mortgage payment, should be less than 41% of a family’s income. -An acceptable history of credit and a good record of paying rent and utilities. -Ability to cover closing costs (approximately $2,500). -Applicant must be a U.S. citizen or a permanent resident. This applies to all applicants. Willingness to Partner with Habitat -Be willing to contribute 250-500 hours of sweat equity toward the building or renovating of Habitat homes (special accommodations may be made available upon request). -Be willing to participate in the Home Maintenance Savings Plan. -Be willing to live in the neighborhood in which Habitat is currently building and follow city and subdivision regulations. -Be willing to be a participating member of the Homeowner’s Association (if applicable). -Attend required workshops for success in homeownership. La Plata CountyHabitat for Humanity, La Plata CountyHabitat for Humanity of Colorado
    Home Ownership Program - Habitat for Humanity of ColoradoProvides opportunities for low-income families to purchase a home with a 0% interest mortgage and engage the community in helping build those homes.Jefferson CountyHabitat for Humanity of ColoradoHabitat for Humanity of Colorado
    Homeownership Program - Habitat for Humanity of Estes ValleyBuilds simple, decent, affordable housing in the Estes Valley. Homeowner families are selected according to criteria that do not discriminate on the basis of race, creed, age, sex or ethnic background. Prospective Homeowners will be asked to: - Invest sweat-equity hours in building his/her home and others. - Make an affordable down payment. - Make timely mortgage payments. - Attend homeowner education classes.Larimer CountyHabitat for Humanity of Estes ValleyHabitat for Humanity of Estes Valley
    Homeownership Program - Habitat for Humanity of the Roaring Fork ValleyThe Homeownership Program sells homes to families who go through a rigorous screening process and participate in building their home. The homes are sold to families at no profit to Habitat, and with a 0% APR loan. Families pay for closing costs, contribute 75 - 200 hours of sweat-equity to help build their own home, and commit to making a monthly mortgage payment. Garfield CountyHabitat for Humanity of the Roaring Fork ValleyHabitat for Humanity of Colorado
    Homeownership Program - Habitat for Humanity of the San JuansThe Homeownership Program sells homes to families who go through a rigorous screening process and participate in building their home. The homes are sold to families at no profit to Habitat, and with a 0% APR loan. Families pay for closing costs, contribute 75 - 200 hours of sweat-equity to help build their own home, and commit to making a monthly mortgage payment. Also on Facebook: https://www.facebook.com/habitatsanjuans/Montrose CountyHabitat for Humanity of the San JuansHabitat for Humanity of Colorado
    Homeownership Program - Loveland Habitat for HumanityProvides housing assistance to families who meet specific financial criteria. Applicants must have a need for housing and be willing to work 250 hours with Habitat.Larimer CountyLoveland Habitat for HumanityLoveland Habitat for Humanity
    Homeownership Program (Main Office) - Habitat for Humanity of Metro DenverThe Homeownership Program sells homes to families who go through a rigorous screening process and participate in building their home. The homes are sold to families at no profit to Habitat, and with a 0% APR loan. Families pay for closing costs, contribute 75 - 200 hours of sweat-equity to help build their own home, and commit to making a monthly mortgage payment.Denver CountyMain Office - Habitat for Humanity of Metro DenverHabitat for Humanity of Metro Denver
    HomesBuild homes for the low-income population of Pueblo, Colorado. The guidelines are: first-time homebuyer or be In need of a home, be able to pay the monthly mortgage, help in the building of the home and attendance of mandatory meetings. The family’s income must fall between 35% and 70% of our area median income. Family must work 350 sweat equity hours for a single person and 500 hours for a married couple on other partner homes as well as their own. We give a hand up to better lives not a hand out.HomebuildingHabitat for Humanity of Pueblo, Inc.
    ReStore- Habitat for Humanity, La Plata CountyThrift store open to the public offering building materials, bathroom and kitchen fixtures, appliances, cabinets, windows, doors, paint, lighting, area rugs, furniture, and more. Also accepts donations. Call for specifics and pick up. La Plata CountyHabitat for Humanity, La Plata CountyHabitat for Humanity of Colorado
    Self-Help Housing (Alamosa) - Community Resources and Housing Development CorporationAvailable to individuals in Alamosa only; enables individuals to put sweat-equity into the construction of their house to reduce the cost. Each family contributes a minimum of 30 hours of labor per week towards the homes for approximately 6 to 8 months.Alamosa CountyAlamosa - Community Resources and Housing Development CorporationCommunity Resources and Housing Development Corporation
    Self-Help Housing Program - Housing Resources of Western ColoradoSelf-Help Housing is a program that gives income qualified families the means to construct their own homes. Families who participate perform 65% of the construction labor under qualified supervision. That labor does serve as the down payment on the home. Participants in the program must be willing to contribute a minimum of 30 hours/week. Family and friends can contribute up to 15 hours/week which can count towards the 30 hours needed.Mesa CountyHousing Resources of Western Colorado (Grand Junction Office)Housing Resources of Western Colorado

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